Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Emotional vs. Strategic Decisions Information vs. instinct. Are your choices based on evidence of emotion? Questions to Consider When Buying a Vacation Home Doing your research is key before buying a vacation home. The Financial Literacy Crisis Many Americans are operating their personal finances with only the barest minimum of knowledge.